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The way it works: If, after one week, the ether spot value is above the preliminary value on the time of the commerce, the commerce terminates early, with the client receiving the preliminary funding plus the 0.5% coupon. If, on expiry, ether trades 15% decrease from the preliminary value, the client stands protected, receiving the principal in full together with the coupon. Nonetheless, if the 85% safety barrier is breached (ether drops over 15%), the client takes the loss, which is compensated by coupons to some extent.
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